Consumer Credit includes the purchase of goods and services in two months and above such as pay home loans.
In western countries, borrowing and spending is a very common phenomenon in purchasing commodities, such as housing, automobile, or buy commodities and services, such as education college such circumstances, to the bank for a loan of people would rather, forming a consumer credit balance.

Foreign exchange market is adjusted according to the season ahead of the net credit balance, generally speaking, consumer credit balance that consumer spending and increased optimism about the economy, this kind of situation usually produced in economic expansion, credit balance fell that consumer spending, and may reduce the economic activity of the negative emotions.

Generally speaking, if consumer credit balance not substantial fluctuations in the foreign exchange market, the data is not strong reaction. At the same time, we can’t isolated interpretation of consumer credit balance, according to the other data.